Best Travel Credit Cards India 2026 — Free Lounge Access + Air Miles

By FinMandi TeamMay 202610 min read✓ 2026 Updated

Top Travel Cards 2026

Best overall travel: HDFC Regalia — 4 free lounges/quarter, 4x reward points on travel
Best for air miles: Axis Atlas — 5 EDGE Miles per Rs 100 on travel spends
Best premium: HDFC Infinia — unlimited lounge, Taj hotel benefits, golf course access
Best for Air India fliers: Air India SBI Platinum — direct Air India miles earning
Lowest forex markup: Niyo Global / HDFC Regalia — 0-2% vs industry standard 3.5%

📊 Travel Card Comparison

Card	Lounge Access	Forex Markup	Annual Fee	Best For
HDFC Regalia Best Value	4/quarter	2%	Rs 2,500*	Domestic travel
Axis Atlas	Unlimited (Priority)	2%	Rs 5,000*	Air miles earners
HDFC Infinia	Unlimited worldwide	2%	Rs 12,500	Premium fliers
SBI Elite	6/year	1.99%	Rs 4,999*	Domestic business
Niyo Global	None	0%	Free	International travel

💡 For international travel: Use Niyo Global card — zero forex markup — saves Rs 1,750 on Rs 50,000 foreign spend vs regular card (3.5% markup). For lounge access — HDFC Regalia is best value at Rs 2,500 annual fee for 16 free lounge visits per year.

Also read: All Best Credit Cards 2026 · Best Cashback Cards

Disclaimer: Benefits as of May 2026. Lounge access and fees subject to change.