Income Tax Calculator FY 2025-26
🔍 Reviewed by FinMandi Research Team
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✓ Standard banking formula
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✓ Cross-checked against published bank calculator results
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Updated May 2026
Old vs New Regime · All deductions · Instant comparison · Find which regime saves you more
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ITR Filing Deadline — July 31, 2026
Calculate your tax now and file on time. Late filing attracts penalty of Rs 5,000.
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Enter Your Income Details
Fill in your salary and deductions on the left to see your exact tax calculation and which regime saves you more money.
💡 Tax Saving Tips for FY 2025-26
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Maximise 80C: Invest Rs 1.5 lakh in ELSS, PPF, LIC or tax-saving FD to save up to Rs 46,800 in tax at 30% slab.2
Add NPS: Extra Rs 50,000 deduction under 80CCD(1B) — saves additional Rs 15,600 at 30% slab. Available in old regime only.3
Health Insurance: Rs 25,000 for self + Rs 50,000 for senior citizen parents under 80D = Rs 75,000 total deduction.4
New Regime default: For income below Rs 10 lakh with few deductions, new regime is usually better. Compare both carefully!5
Standard Deduction: Rs 75,000 standard deduction is available in BOTH regimes for salaried employees from FY 2024-25.
⚠️ Disclaimer: Results are indicative and for informational purposes only. Actual amounts may vary based on your provider's specific terms, applicable charges, and other factors. FinMandi is an independent information platform — not a bank, NBFC, insurer, or registered investment adviser. Always verify figures directly with your bank or financial provider before making any financial decision.