PPF Calculator India 2026
🔍 Reviewed by FinMandi Research Team
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✓ Standard banking formula
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✓ Cross-checked against published bank calculator results
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Updated May 2026
Calculate your PPF maturity amount at 7.1% p.a. · 15-year lock-in · Tax-free returns
PPF Maturity Amount
Rs 40.68L
📋 PPF Key Rules 2026
Current interest rate: 7.1% p.a. (compounded annually)
Min deposit: Rs 500/year · Max: Rs 1.5 lakh/year
Lock-in: 15 years from account opening year
Partial withdrawal: From 7th year onwards (50% of 4th year balance)
Loan facility: Available from 3rd to 6th year
Extension: In 5-year blocks after maturity
💰 PPF Tax Benefits
Deposit qualifies for Section 80C deduction
Interest earned is completely tax-free
Maturity amount is completely tax-free
PPF is EEE — Exempt at all 3 stages!
Not available to NRIs (new accounts)
One account per person (no joint accounts)
⚠️ Disclaimer: Results are indicative and for informational purposes only. Actual amounts may vary based on your provider's specific terms, applicable charges, and other factors. FinMandi is an independent information platform — not a bank, NBFC, insurer, or registered investment adviser. Always verify figures directly with your bank or financial provider before making any financial decision.