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Homeโ€บToolsโ€บPM-Vidyalaxmi Calculator

PM-Vidyalaxmi Eligibility & EMI Calculator

Check your interest subvention tier, required documents, and compare Canara Bank vs Bank of Baroda education loan rates โ€” for loans up to โ‚น10 lakh under the PM-Vidyalaxmi scheme.

Based on official scheme guidelines Updated 2026 No income or CIBIL check performed
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โš ๏ธ Disclaimer: This tool gives an indicative estimate based on publicly available PM-Vidyalaxmi scheme guidelines and bank-published rate ranges as of 2026. It does not perform a credit bureau check and does not constitute loan pre-approval. Subvention selection is capped at one lakh beneficiaries per year and subject to government criteria beyond income and QHEI status. FinMandi is an independent information platform โ€” not a bank, NBFC, or registered financial adviser. Verify final eligibility, documents and rates with Canara Bank, Bank of Baroda or your chosen lender, and on the official PM-Vidyalaxmi portal, before applying.
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