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Sukanya Samriddhi Yojana (SSY) Calculator

Calculate your daughter's maturity amount, total interest earned, and tax savings — at the official 8.2% p.a. rate notified for Q2 FY 2026-27 (July–September 2026).

Official Ministry of Finance rate Updated for Jul–Sep 2026 Triple tax-free (EEE)
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⚠️ Disclaimer: SSY interest is calculated on the lowest balance between the 5th and last day of each month and credited annually; this calculator simplifies that to an annual deposit-at-start-of-year model for estimation purposes, which is standard practice for online SSY calculators but may differ slightly from your actual passbook entries. The interest rate (8.2% p.a.) is fixed by the Ministry of Finance for Q2 FY 2026-27 (July–September 2026) and is revised quarterly — future quarters may differ. FinMandi is an independent information platform — not a bank, post office, or registered financial adviser. Verify your account's exact figures with your bank or post office passbook.
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